If you’re deciding between renting an apartment or moving into a house, one of the most overlooked costs is utilities. While mortgage or rent prices often take center stage, the ongoing monthly expense of electricity, water, gas, and trash collection can add up quickly—especially depending on the type of property. So, how much more are utility costs in a house compared to an apartment? On average, utility costs for a single-family home are 25% to 50% higher than those for an apartment, depending on size, climate, and location.
Let’s break this down in more detail.
Average Utility Costs in Apartments vs. Homes
According to data from the U.S. Energy Information Administration (EIA), the average monthly utility cost for an apartment is around $150 to $200, depending on usage and region. This typically includes electricity, gas, water, and garbage. On the other hand, for a single-family home, utility costs average between $300 to $400 per month, sometimes higher in colder or hotter climates.
Here’s a breakdown of common utility costs:
- Electricity: Apartments typically use less electricity due to smaller square footage and shared walls, averaging $70–$90/month. In homes, expect $120–$200/month, especially if you have central air, multiple refrigerators, or outdoor lighting.
- Water and Sewer: Apartment water bills are usually lower—about $30–$50/month, while homeowners often pay $60–$100/month, especially with lawns or gardens.
- Gas (Heating/Cooking): Gas for apartments might cost around $30–$60/month, compared to $60–$100/month for houses.
- Trash Collection: Many apartment complexes include trash pickup in rent. For homeowners, it often adds another $20–$40/month.
Why Are Utilities Higher in Houses?
The biggest factor is square footage. A home simply has more space to heat, cool, light, and maintain. Insulation also plays a role—apartment units benefit from shared walls, which help retain temperature. In contrast, houses are more exposed to the elements.
Appliances also tend to differ. Houses are more likely to have washers and dryers, larger refrigerators, standalone freezers, and dishwashers—all of which draw more electricity and water. Outdoor amenities like pools, sprinklers, or garages can also drive up utility costs.
In my own experience, when I moved from a 700 sq. ft. apartment to a 1,800 sq. ft. home, my electric bill nearly doubled during summer due to increased air conditioning use. And my water bill went from $35 to over $90 per month just from watering the lawn.
Regional Differences Matter
Location can significantly affect costs. A home in Arizona will require much more electricity for cooling than a home in Maine, which may use more gas for heating. According to Move.org, the five states with the highest average utility bills include Hawaii, Alaska, California, Connecticut, and New York.
Meanwhile, southern states like Texas and Florida see higher electric bills due to extended summer heat, while Midwest and Northeastern homes often have higher heating costs in the winter.
Tips to Reduce Utility Costs in a House
If you’re moving into a home and worried about the jump in costs, here are a few practical tips:
- Install a programmable thermostat to reduce heating and cooling costs
- Seal windows and doors to prevent energy loss
- Upgrade to energy-efficient appliances where possible
- Use LED lighting throughout your home
- Water your lawn efficiently—either early in the morning or at night to prevent evaporation
These strategies can save homeowners up to 20% on monthly bills, according to Energy Star.
So, Is It Worth It?
The answer depends on your lifestyle. Apartments are more budget-friendly when it comes to utilities and often include shared services. But a home offers more space, freedom, and privacy. If you’re budgeting for a move, remember to factor in the higher utility costs alongside rent or mortgage payments.
Conclusion
On average, utility costs for a house can be $100–$200 more per month than for an apartment, largely due to size, independent systems, and outdoor usage. Being aware of this difference ahead of time can help you make a smarter housing decision. Whether you’re downsizing or upgrading, the key is knowing what you’re getting into—both in square footage and in monthly bills.
If you found this article informative, feel free to check out our other articles as well.
